In England the Government has made available funding to assist learners with the cost of training through a scheme called the Advanced Learner Loan.

Who is Eligible?

The good news is that Advanced Learner Loan eligibility does not depend on your income and there are no credit checks. To check if you are eligible you can click the following link http://www.gov.uk/advanced-learner-loan/eligibility

In short eligibility is an assessment of the following:

  1. Course

    Your course must be a Level 3, 4, 5 or 6 qualification

  2. College or Training Provider

    At an approved college or training provider in England

  3. Age

    You must be 19 or older on the first day of your course

  4. Nationality or Residency Status

    In most cases ALL the following must apply:
  1. Be living in the UK on the first day of the course
  2. Have been living in the UK, Channel Islands or Isle of Man for 3 years before starting your course
  3. Be a UK national or have “settled status” (meaning you have no restrictions on how long you can stay)

    You may also qualify if you are:
  1. a UK national, or someone with settled status, but you live somewhere else in the European Economic Area (EEA)
  2. an EU national or a family member of one
  3. not a UK national but you’ve lived in the UK for at least 20 years (or at least half of your life)
  4. a refugee
  5. a migrant worker
  6. the child of a Swiss national
  7. the child of a Turkish worker
  8. under humanitarian protection or a relative of someone who has been granted it
  9. staying in the UK as a stateless person (or their family member) and your course starts on or after 1 August 2018
  10. a serving member of the UK armed forces (or their spouse, civil partner or a dependent parent or child living with them) doing a distance learning course from outside the UK that started on or after 1 August 2017 

How Do I Apply?

  1. Check with your college or training provider that the course qualifies.
  2. Ask them for a ‘Learning and funding information’ letter - you need this to complete the application. It contains the details about your course. (YOU CANNOT APPLY WITHOUT THIS)
  3. Apply online - you’ll need to register first. You can apply by post if you cannot apply online.
  4. You’ll get a letter confirming your loan - usually within 2 weeks if you apply online (postal applications take longer).

Do I have to Repay the Loan?

You have to repay the loan when both of the two following criteria are met:

  • You have finished the course
  • You earn more than £25,000 a year

Repayments start in the April following completion or withdrawal from the course.